For Your Future

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Your future is managed by the choices you make everyday. From resources you use to make purchases such as homes and vehicles, your child's education or your own-you must decide for yourself if it is a good investment. Can you get more from it later than what it cost you? The resources that you use have been obtained by your sweat and hard work. You must put them to very good use. Make yourself and your family an annual budget-broken down by month-and keep your spending within your budget. You will want to adjust it some throughout the year and that is okay. Adjust it first, and then make the expenditure.	EMPLOYMENT OPPORTUNITY Securities-industry aspirants are encouraged to talk to us about a professional position with Abraham Lockhart Corporation. With your acceptance of our contract, we will sponsor you for the required securities industry examinations. Talk to us today! It could mean the opportunity that many people want but few achieve.
We continue to be amazed at how much every investment advising agency can help investors. If you participate in a company retirement program or your own SEP account, the following link might be encouragement to you. Check it out… Pension Plans Participants	Long-Term Care Insurance Long-term-care insurance has been around for a few years now-30 or so. But, with only 10% of the population (who might need it) with this coverage there needs to be some alternative for the other 90%. Statistics show that 8% will need long-term-care for 5 or more years. And 80% will not need it for more than one year, either because they die within a year of needing it, or they simply will not need it. Will Medicare, investments, or savings take care of the rest? We do not believe that socialism will take over this country-and that’s probably the only way that all medical expenses will be taken care of-at great loss of everything else that we enjoy. We recommend that you plan something to take care of this possibility for you. And by “plan” we mean that you allocate a portion of your retirement, inheritance, savings, etc. for long-term-care! It is really up to you! Call us for recommendations!
Considering a new IRA? Ever thought about real-estate within your IRA? Real-estate has always been eligble for inclusion in an IRA. The fact is there are not many investment companies that sell real-estate in the true sense. Real-estate investment trusts are more commonly used as IRA vehicles. But single properties can also be used if you like. For more information on this, including all of the restrictions, give us a call. We can help you secure your retirement-using real-estate.	How Long Will You Live? Ever wonder about your life-span? The link below will take you to IRS Publication 590. There are many, many variables-but here is how the IRS looks at you! You might live longer than these numbers or you might live shorter. Family and personal history is key! Simply (for those of us who are over 55 years of age): APPENDIX C. (Continued) Table I (Single Life Expectancy) (For Use by Beneficiaries) Age Life Expectancy 56 - 28.7 years 57 - 27.9 58 - 27 59 - 26.1 60 - 25.2 61 - 24. 62 - 23.5 63 - 22.7 64 - 21.8 65 - 21 66 - 20.2 67 - 19.4 68 - 18.6 69 - 17.8 70 - 17 71 - 16.3 72 - 15.5 73 - 14.8 74 - 14.1 75 - 13.4 76 - 12.7 77 - 12.1 78 - 11.4 79 - 10.8 80 - 10.2 81 - 9.7 82 - 9.1 83 - 8.6 84 - 8.1 85 - 7 86 - 7.1 87 - 6.7 88 - 6.3 89 - 5.9 90 - 5.5 91 - 5.2 92 - 4.9 93 - 4.6 94 - 4.3 95 - 4.1 96 - 3.8 97 - 3.6 98 - 3.4 99 - 3.1 100 - 2.9 101 - 2.7 102 - 2.5 103 - 2.3 104 - 2.1 105 - 1.9 106 - 1.7 107 - 1.5 108 - 1. 109 - 1.2 110 - 1.1 111 and over- 1 IRS Life-Expectancy Tables

Abraham Lockhart Investment Advisory

Our business is two-fold: suggesting investments and making the transactions for investors-and buying/selling stock for our own profit. We are very active every day in both catagories.